:root{--ink:#152033;--teal:#0f3d3e;--navy:#16325c;--gold:#e2b34a;--sand:#f7f2e7;--mut:#5b6577;--line:#e3e6ec;--ok:#1e7d4f;--bad:#c0392b}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{overflow-x:hidden;margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:var(--navy)}img{max-width:100%;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
nav{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:10}
nav .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{font-weight:800;color:var(--teal);text-decoration:none;letter-spacing:-.3px}.logo span{color:var(--gold)}
nav .links a{margin-left:18px;text-decoration:none;color:var(--mut);font-size:15px}nav .links a.cta{color:#fff;background:var(--teal);padding:8px 14px;border-radius:8px}
@media(max-width:640px){nav .links a:not(.cta){display:none}}
.btn{display:inline-block;background:var(--gold);color:#1b1400;font-weight:700;padding:14px 22px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn.alt{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}.btn.dark{background:var(--teal);color:#fff}
.btn:hover{filter:brightness(1.05);transform:translateY(-1px)}
section{padding:64px 0}h1,h2,h3{line-height:1.2;letter-spacing:-.4px}h2{font-size:32px;margin:0 0 10px}
.eyebrow{color:var(--gold);font-weight:800;letter-spacing:2px;font-size:13px;text-transform:uppercase}
.lead{font-size:18px;color:var(--mut);max-width:720px}
.card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}
.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:860px){.g3,.g4{grid-template-columns:1fr 1fr}}@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}h2{font-size:26px}}
.muted{color:var(--mut)}.small{font-size:14px}
footer{background:#0c1a2b;color:#aeb8c7;padding:36px 0;font-size:14px}footer a{color:#dbe3ee}
input,textarea,select{width:100%;font:inherit;padding:10px 12px;border:1px solid #cfd5df;border-radius:8px;background:#fff}
textarea{min-height:90px;resize:vertical}label{font-weight:600;font-size:14px;display:block;margin:10px 0 4px}